FLCBank offers a variety of deposit products.
From basic savings accounts to Money Market accounts, CDs and IRAs; we offer a solution for your savings or investment need. Not all accounts, products, and investments are covered by 联邦存款保险公司 insurance. Find out what is—and is not—covered at 联邦存款保险公司.政府.
bet365买球官网app Accounts
帐户名称 | 利率 | Annual Percentage Yield (APY)1 | Opening Balance 要求 | Average Daily Balance |
bet365买球官网app 检查 | NA | NA | $1,000 | $1,000 |
现在检查 | 0.10% | 0.10%的年 | $1,000 | $2,500 |
bet365买球官网app储蓄 | 0.10% | 0.10%的年 | $1,000 | $2,500 |
Non-Profit 检查 | 0.25% | 0.25%的年 | $2,500 | $10,000 |
IOTA - $0 to $100,000 | 3.40% | 3.46%的年 | NA | NA |
IOTA - Over $100,000 | 3.41% | 3.47%的年 | NA | NA |
Analysis 检查 | Earnings Credit Rate | Earnings Credit Rate | $1,000 | NA |
ECR: 0.50% (July 1, 2024) To offset service charges on Analysis accounts.
个人 Accounts
Opening Balance 要求 | 利率 | Annual Percentage Yield (APY)1 | Average Daily Balance | |
检查 | $100 | NA | NA | $1,000* |
资本检查 | $1,000 | 0.15% | 0.15%的年 | $2,500 |
储蓄 | $100 | 0.10% | 0.10%的年 | $1,000* |
小 & 爱尔兰共和军的储蓄 | $100 | 0.10% | 0.10%的年 | NA |
*$1,000 minimum balance or direct deposit to avoid service charge
Money Market Accounts (个人 and bet365买球官网app)
Minimum opening balance required
个人: $2,000 | bet365买球官网app: $10,000
账户层 | 利率 | Annual Percentage Yield (APY)1 |
$200,000 and Higher | 1.98% | 2.00%的年 |
$100,000 - $199,999 | 0.35% | 0.35%的年 |
$50,000 - $99,999.99 | 0.20% | 0.20%的年 |
$10,000-$49,999.99 | 0.20% | 0.20%的年 |
Less than $10,000 | 0.10% | 0.10%的年 |
Certificate of Deposit & 爱尔兰共和军(个人 & bet365买球官网app)2
Minimum opening balance required
个人: $2,000 | bet365买球官网app: $10,000
账户层 | 利率 | Annual Percentage Yield (APY)1 |
九个月 | 0.35% | 0.35%的年 |
1年 | 0.35% | 0.35%的年 |
18个月 | 0.35% | 0.35%的年 |
2年 | 0.35% | 0.35%的年 |
3年 | 0.45% | 0.45%的年 |
四年 | 0.55% | 0.55%的年 |
5年 | 0.65% | 0.45%的年 |